Skip to content
RADIO Window Co.
CSCase Study · A Midwest Home

Everyone saw windows.
RADIO identified the system.

After a hail event in the fall of 2025, the window portion of this home was documented as a minor repair. The first assessment wasn't just incomplete — it described the wrong repair on the wrong number of windows.

FIRST ASSESSMENT

12 windows

Reglaze the glass and replace vinyl glazing beads. Back elevation only.

WHAT WAS ACTUALLY THERE

21 windows

Full-frame replacement across all four elevations. A discontinued aluminum-clad wood casement system.

More than half-right is still wrong when it's your home.

01Two ways the diagnosis was wrong

A repair for the wrong product, on the wrong number of windows.

WRONG FIX

The repair didn't match the product.

The home has aluminum-clad wood windows. Vinyl glazing-bead and reglaze logic doesn't apply to that system — it describes a different kind of window entirely. The prescribed repair was written for a product that isn't installed here.

WRONG SCOPE

The count described about half the windows.

The visible damage spanned 21 custom windows across all four elevations, not 12 on the back. The system, not the glass, is what needed addressing. The first assessment documented roughly 57% of the affected windows.

The correct path here was full-frame replacement — removing and rebuilding the entire window unit, not just the glass (what that involves). On a discontinued clad-wood system, the condition is structural to the unit, so glass-level repair can't resolve it.

02The coverage gap, mapped

Sixteen of the twenty-one windows sit on one elevation.

The damage clusters on the back of the house — and that cluster is exactly where the first assessment looked. It documented 12 of those 16 windows and stopped. The front, left, and right elevations were never assessed at all.

FRONT
0/2
LEFT
0/1
BACK
12/16
16
THE SYSTEM
RIGHT
0/2
03The blind spot

Four professionals saw this house. None of them owned the windows.

The homeowner

Assumed that if it mattered, someone at the table would have flagged it.

The roofer

Optimized for roof throughput; complex windows sit outside that scope.

The adjuster

Recognized windows as a category, but read the system incorrectly.

The replacement company

Treated it as a product sale, not a diagnostic review of the system.

RADIO sits in the blind spot between all four.

04How RADIO read it

The same disciplined sequence, applied to one house.

01

A storm crossed a known area.

02

The property matched a profile RADIO watches for: premium homes with complex aluminum-clad wood window systems.

03

RADIO identified the specific, now-discontinued clad-wood casement system through hardware, construction details, and product-archive comparison.

04

RADIO documented visible conditions opening-by-opening across all four elevations.

05

RADIO confirmed the correct restoration path: full-frame replacement, because the product line is discontinued and the condition is structural to the system, not cosmetic to the glass.

06

RADIO translated that scope into standard estimating language a carrier and contractor can review.

05What this case study is — and isn't
RADIO Window Co. is not a public adjuster and does not provide public adjusting services. We identify and document the condition of window systems and translate window-specific scope into standard estimating formats. We do not negotiate claims, represent policyholders before any insurance carrier, interpret policy coverage, or promise any claim outcome. Coverage decisions rest solely with the carrier and the policyholder. Any insurance-related documentation we provide concerns the window portion only and is descriptive — not a determination of what is owed or covered.

Details are anonymized. Location, timing, and manufacturer are generalized to protect the homeowner.

Think your windows were
read correctly?

Start with identification. We'll determine the system, document the visible conditions opening-by-opening, and hand you a plan that describes the real scope.